Mint com not updating
Two things that I've noticed about the net worth calculator on Mint...
Car value - I have a new-ish car who's value, according to Mint, hasn't changed in two years.
It’s not free, which I wasn’t too thrilled about, but pie charts! The app is .99 in the i Tunes store, and it allows me to catalog all my expenses as easily as possible. This shouldn’t be considered a pro, but you would be surprised at how counter-intuitive it is to find a simple “add expense” button on other apps, often buried under various pages.
Once I started diligently tracking my expenses, I realized that bookkeeping is hard and while not a huge commitment like I mentioned, it does take some time. On Saver, just enter the amount of purchase, select from 15 choices to categorize your purchase, and if you so please, enter a tag for it and some notes about the purchase.
There’s even the option to let any unused money in a budget to roll over to the next week or month.I have automatic debit set up for my loan repayments and recreational expenses (gym, newspaper subscriptions) that I get charged for monthly, so it would be nice not to have to remember to enter those manually.Being able to track a recurring expense is a feature that Toshl Finance does offer.Mint, a free budgeting tool, allows consumers to sign up and within minutes, have their accounts securely connected and spending patterns broken down in easy-to-understand charts.However, does that really encapsulate the public’s general needs in the realm of money management?
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As long as I don’t overspend and have a clear picture of how much I’m spending, I don’t feel the need to budget.